How your health insurer co-finances your retirement preparation

Note: the online course is currently available in German only and is aimed at people with German statutory health insurance.

The last working day is often well planned: handover, farewell party, perhaps a gift from the team. What comes afterwards rarely is. From one day to the next, a structure disappears that has set the rhythm of everyday life for decades – and with it often a piece of identity, social network and daily routine. Resilience for retirement preparation accompanies you through this transition instead of leaving you alone afterwards. Over eight weeks, with only around 45 minutes per week, you get structure, tools and clarity for one of the biggest changes in life.

The course has been reviewed under §20 SGB V (German Social Code) and certified by the Central Testing Office for Prevention (ZPP). Eight modules, six phases per module – arrival, knowledge, reflection, exercise, transfer, conclusion – plus interactive workbooks, guided audio journeys and body scans, drag-&-drop exercises and a final quiz per module. Not just listening, but direct application.

What to expect in terms of content:

01 From working life to retirement – understanding the transition, shaping the farewell, developing new roles
02 Mindful media consumption – using digital media consciously and protecting mental energy
03 Mindfulness and meditation – inner calm and composure in dealing with change
04 Body awareness and self-care – more energy, balance and well-being in everyday life
05 Building resilience – ABC model, reframing, gratitude journal, the positivity effect
06 Self-leadership – time management, priorities, boundaries, planning the perfect week
07 Discovering new things – creativity, hobbies and curiosity as sources of joy in life
08 Meaning & goals in life – ikigai, values ranking, the letter to your future self

The course is suitable for anyone 1–10 years before retirement, as well as for people who are already retired and want to shape their new phase of life more consciously. On completion, you receive a personal, printable certificate and keep 12 months of access to the course platform.

Now the part that makes buying easy: you pay the course fee once and in advance – but you are not left to carry it alone. Because the course is ZPP-certified, most German statutory health insurers contribute to the costs, and some cover the majority. The process is simple: you buy and complete the course, automatically receive your certificate of participation, and submit it together with the invoice to your health insurer. The subsidy is then paid into your account. You can see exactly how much your insurer pays in the refund calculator below.

Retirement is not a gap that fills itself. Resilience for retirement preparation gives you the preparation this phase of life deserves – and a noticeable part of your money back via your health insurer. Buy now, keep the refund in view, and get ready for the next chapter.